Corporate Credit Manager - Dubai Banking Jobs

Job Title: Corporate Credit Manager

Reporting to Credit Risk Head

To process / scrutinise credit applications (CAs) pertaining to small and medium sized exposures received from Marketing Units by reviewing various associated credit risks and mitigates and to approve credits within delegated credit approval discretion, or make suitable recommendations thereon for consideration of the appropriate approval authorities to ensure booking of profitable risk assets. Moreover, to ensure effective monitoring and initiate necessary remedial action wherever deemed necessary with a view to enhance / improve the overall risk quality of the Bank’s advances portfolio and minimise losses.


Job Accountabilities and Responsibilities
· Credit Review: In-depth analysis of credit proposals based on financial and non-financial parameters. Client calls, if necessary, to be made to add value to process. This function also includes review of individual daily transaction forwarded by unit via TT.
· Credit Rating: Each credit to be graded independently based on assessment of parameters laid down in BOFRAS or such other risk rating system that has been implemented.. Ensure upgrading and downgrading exercise is conducted on an on-going basis in order to have a realistic measure of overall portfolio mix at any given point in time.
· Credit Processing: Raise queries with marketing Units regarding the CAs and follow up with them for speedy response in order to ensure that the proposals are processed in an expeditious manner within the stipulated time-frame as per the Bank’s standard service level agreement guidelines / benchmark parameters.
· Credit Support: Provide appropriate guidelines to the Relationship Managers to ensure that the proposals are structured / tailored in line with the Bank’s prevailing credit policy, Unit’s Asset Writing Strategy, and is also in compliance with the guidelines of the UAE Central Bank
· Credit Recommendation: Where credit approval decisions are in excess of delegated financial powers, credit proposal is escalated to UHCR or a higher credit authority in the credit chain under cover of a formal memo detailing basis for recommending / not recommending the proposal. Same process is applicable to daily TT transactions.
· Credit Approval: Within discretionary powers, wherever applicable, approve credits + transactions on merit and with responsibility. Each credit decision (both approval and declines) to carry a formal noting along with justification / reasons / basis.

Email your CV to management@imc-dubai.com with "Corporate Credit Manager Jobs123.com" in the subject line

Senior Management - Dubai Banking Jobs

Job Title: Teamleader Banking

The team leader will serve as an expert on the Financial Services markets in the Middle East and North Africa - with the expectation that he will play a central role in team building, knowledge building, client service, and client development.
The responsibilities include:

Managing a team of banking researchers dedicated to Middle East and North Africa.
Providing day-to-day coaching to current 8 staff members in Delhi and Dubai on all banking matters and advise researchers on their work. Mentoring the team members on career progression, specialisation topics, training and skill building.
Leading staff performance evaluations and development.

Client service and development.
Supporting the client´s consulting teams with a wide range of complex market and company analyses.
Leading efforts to develop diagnostic tools for clients and support the banking Leadership Group in preparing client materials and workshops. Assisting Middle East senior consultants in proactively identifying new client situations and topics where the client´s unit can deliver substantial, lasting value to companies.
Working on client engagements in advisory role

Knowledge building and capture Co-leading primary market research initiatives such as benchmarking surveys.
Initiating and maintaining a set of descriptive market models (on size, growth and profitability of market segments as well as market shares of players).

Email your CV to jobs@personalberatung-schneider.de with "Team Leader Jobs123.com" in the subject line